Free Up 90 days of cash right now.
Start your 90 days of no auto loan payments* today.
Make no payments for 90 days when you refinance your current auto loan from another lender or apply for a new one—that's 3 months of extra cash for medical bills, supplies for your family or anything else you need to help you get through these difficult times. Plus, you can choose from terms up to 84 months and qualified buyers pay as little as $0 down.
Refinancing your car or shopping for a new one is easy.
Your 90 days of no payments* starts with an instant decision online. If you’re shopping for a vehicle, take advantage of free access to GrooveCar®, an online tool that makes finding and purchasing your perfect car easy, so you can focus on what really matters.
Here's what we're talking about:
- Borrow up to 115% of the vehicle's value
- Put as little as $0 down
- Get super competitive rates with terms up to 84 months
- Take advantage of our partnership with GrooveCar®
- Benefit from our partnership with Enterprise Car Sales
- Apply online for an instant decision
- Buy our Guaranteed Asset Protection (GAP) and Mechanical Repair Coverage (MRC) at a fraction of what dealerships charge.
Get pre-approved before you shop.
When you get pre-approved with us, you negotiate the best deal. You know how much you have to spend, which helps you stay within your target budget. And the seller knows you have "cash" in hand to make the deal that day. It really is a win-win.
Valid on new and used auto loans. Each auto loan closed during this promotion period will make no payments for 90 days. Accepting the terms of “no payment for 90 days offer” will extend the maturity of your loan for at least 90 days but less than 110 days. If accepting the delayed first payment, you will not be eligible for any other skipping/delaying of your payment during 2020. Interest will accrue during this period. Payments made through payroll deduction or automatic payment will be deposited into your account for the time you are skipping/delaying your payment. Refinances from existing CU of NJ loans do not qualify. All loans are subject to credit approval. Certain restrictions may apply. This offer can be discontinued at any time.