Ease on down the road
You certainly can with our complete package.
Buying or refinancing a vehicle can be a confusing and lonely process. Not with Credit Union of New Jersey. Sure, just like a lot of financial institutions, we offer some awesome rates and terms. But all the extras are what really set us apart—kind of like getting the luxury edition for the price of the base model.
Here's what we're talking about:
- Borrow up to 115% of the vehicle's value
- Put as little as $0 down
- Get super competitive rates with terms up to 84 months
- Take advantage of our partnership with GrooveCar®
- Benefit from our partnership with Enterprise Car Sales
- Apply online for an instant decision
- Buy our Guaranteed Asset Protection (GAP) and Mechanical Repair Coverage (MRC) at a fraction of what dealerships charge.
Get pre-approved before you shop.
When you get pre-approved with us, you negotiate the best deal. You know how much you have to spend (so the temptation to overspend is gone). And the seller knows you have “cash” in hand to make the deal that day. It really is a win-win.