You're ready to do more with your savings but don't want the risk associated with the Stock Market. No problem. Create your own "bull" market with a guaranteed return of 2.75% APY* on our 17-Month Certificate of Deposit.
But, hurry. This is a limited-time offer, and you don't want to miss out.
Save better with a 7.50% APY** Savings Account.
Who would have thought adulting could be so demanding? We'll help check one big item off your list: jumpstarting your savings.
With a Credit Union of New Jersey 7.50% APY** Savings Account, you'll earn an incredible 7.50% APY** on your first $500. And you'll continue to earn a great interest rate on balances over that.
| Account Balance | APY | Earned Dividend at CU of NJ | Average Annual Interest at Banks*** |
|---|---|---|---|
| $500 | 7.500% | $37.50 | $0.45 |
| $1,500 | 2.533% | $38.00 | $1.35 |
| $2,500 | 1.540% | $38.50 | $2.25 |
| $5,000 | 0.795% | $39.75 | $4.50 |
| $15,000 | 0.315% | $47.25 | $13.50 |
Use this handy tool to match your own personal savings goal:
Ready to start saving better? Level-up your adulting game with our 7.50% APY** Savings Account.
Start saving betterYou don't have time to mess around.
Whatever your financial goals are, you’re going to need expert advice and exceptional strategies to move your forward.
Saving for a new car? College education? Wedding? Vacation home? Retirement? Done. No risky ventures, “get rich quick” schemes or products you don't need—just a solid plan with effective outcomes.
Here’s a three-pronged strategy to get you to your target goals.
APY=Annual Percentage Yield. Rate is effective as of October 19, 2018 and is subject to change without notice. Penalty for early withdrawal may apply. Fees could reduce earnings. A $5 Membership Account is required for this promotion. New money only. One certificate, business certificate or IRA certificate per person with a minimum deposit of $500 and a maximum deposit of $500,000. Certificate will renew as an 18-month certificate at the end of the 17-month period.
APY=Annual Percentage Yield. 7.5% APY will be paid on the daily balance in your account up to the first $500.00. A dividend rate of 0.05% will be paid only on the portion of your daily balance between $500.01 to $9,999.99 with an APY range for this tier of 7.500% APY to 0.423% APY depending on the balance in the account. A dividend rate of 0.10% will be paid only on the portion of your daily balance between $10,000 and $250,000 with an APY range for this tier of 0.423% APY to 0.113% APY depending on the balance in the account. All rates are subject to change, after account opening, without notice. Maximum deposit amount is $250,000. Membership in good standing and a Regular Share account with a $5 minimum deposit is required. Requires a $50.00 minimum balance. Fees could reduce earnings. Additional savings accounts established under the same member name, and related tax identification number, are not eligible for these special terms. APY is effective as of June 1, 2018. One 7.5% Savings account per member.
National average bank savings rate of 0.09% annually derived from Bank Rate.
There are no fees for up to four teller withdrawals each month. You are allowed a maximum of six non-branch transactions per month. Fees may reduce earnings.