Get on with the good life.

Mortgages made easy.

With our always-accessible online application, you can apply for a new mortgage or refinance the one you already have 24/7. Every one of our mortgages comes with:

  • $250 off closing costs*
  • Low, competitive rates
  • A selection of financing options for you to choose from

The good life is knocking at your door. Will you answer?

View Today's Featured Rates

Your home, only better.

Our Home Equity products give you the power to renovate, remix or expand your living space. With great low rates and terms up to 20 years, you can borrow as little as $5,000 and as much as $500,000. Apply today and enjoy the freedom to prosper—right at home.

Learn More

or give us a call at 609.538.4061 or 800.538.4061.

Here's how we're helping our members with moderate incomes achieve the American dream of home ownership:

Home Ready® Mortgage

We've partnered with Fannie Mae to offer Home Ready® Mortgage, an affordable conventional home financing program for moderate and low-income families. Features of Home Ready® Mortgage include:

  • Offering low down payment options
  • Allowing Income support from extended family members
  • Allowing co-borrower flexibility
  • Accepting additional income sources

Make an appointment with one of our mortgage counselors today!

Schedule your appointment by calling 800.880.0785

*

The credit union will provide a $250 credit towards your closing costs for any Mortgage Loan approved through CU of NJ. This offer can be discontinued at any time at the discretion of CU of NJ. Mortgage application must be submitted between July 1, 2019 and September 30, 2019 to qualify. Applies to first mortgage lien position loans only. Subject to credit approval.

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